“Celebrate your golden years in the serene charm of Flagler/Palm Coast's age-restricted communities, where neighbors become friends and every day feels like a vacation. Embrace the joy of retirement living, surrounded by amenities, natural beauty, and a vibrant community that understands and caters to your unique needs.” - Lily Richardson

If you're considering a move to sunny Florida and are at or above the age of 55, you might be interested in exploring age-restricted housing options in Flagler/Palm Coast. These communities, commonly known as 55+ housing or age-restricted housing, offer a range of benefits tailored to the needs and preferences of older adults. In this comprehensive guide, we'll delve into everything you need to know about age-restricted housing in this beautiful area, its advantages, the various communities available, and upcoming developments.

Understanding Age-Restricted Housing in Florida

Age-restricted housing in Florida primarily falls into two categories:

1. Housing for Persons Aged 62 and Older: In these communities, all residents must be at least 62 years old. This category typically includes fee simple single-family homes, condominiums, and apartments.

2. Housing with 80% 55+ Occupancy: These communities allow at least 80% of the units to have at least one occupant who is 55 years or older. Unlike the 62+ communities, the Fair Housing Act applies to these communities, making the rules a bit more flexible.

Advantages of Living in an Age-Restricted Community

Age-restricted communities offer a host of benefits for their residents, making them an attractive option for many retirees:

1. Enhanced Safety: Most age-restricted communities are gated and feature well-lit sidewalks and streets, providing a secure environment for residents.

2. Community and Socialization: Living among peers of similar age and interests fosters a strong sense of community and facilitates social interactions and common activities.

3. Affordability: Age-restricted communities are exempt from paying school impact fees, which can result in significant cost savings for homeowners.

4. Tailored Amenities: These communities often offer age-appropriate amenities, such as pickleball courts, clubhouses, and fitness centers, catering to the interests and needs of older adults.

5. Convenient Location: Age-restricted communities are typically situated close to shopping centers, dining options, and healthcare facilities, ensuring easy access to essential services.

Notable Age-Restricted Communities in Flagler/Palm Coast

Park Place

Located in the "P" Section of Palm Coast, Park Place is a gated community consisting of 123 single-family homes built by builder/developer Seagate Homes and builder Holiday Homes. Residents of Park Place enjoy amenities like a pool with a cabana, shuffleboard courts, a putting green, and an outdoor kitchen.

Palm Coast Landing Senior Apartments

Completed in 2015, Palm Coast Landing Senior Apartments is a 71-unit apartment complex reserved for individuals aged 62 and older. Situated within the Town Center boundaries and conveniently close to a Target-anchored shopping plaza, it provides a comfortable and accessible living environment.

Grand Reserve

Grand Reserve, located in Bunnell, is a sizable community with approximately 700 homes. Within the community, there is a gated 55+ neighborhood with 55 existing homes on Birdie Way. Residents of Grand Reserve's 55+ neighborhood enjoy a variety of amenities, including a pool, bocce courts, a fitness center, fire pit, pickleball courts, and an outdoor kitchen. The adjacent golf course, owned and operated by Capstone Golf, adds to the appeal of this community.

Central Landings at Town Center

This Palm Coast Town Center complex consists of 233 apartments, with 83 designated as age-restricted units. The community, built in 2020, offers a mix of income-restricted and age-restricted housing options, catering to a diverse group of residents.

Plantation Oaks of Flagler

Plantation Oaks is a gated, active 55+ community featuring contemporary manufactured homes. Nestled in a picturesque 115-acre setting with natural open spaces and wooded preservation areas, this community offers a tranquil and serene environment.

Upcoming Age-Restricted Communities in Flagler/Palm Coast

American Village

Developed by Hammock Real Estate, American Village is a gated subdivision offering 45 single-family homesites and pads for three multi-family buildings with a total of 96 one and two-bedroom units. The community is strategically located in the "P" Section of Palm Coast, providing easy access to city amenities.

Matanzas Lakes

Matanzas Lakes, developed by Seagate Homes, is a gated 55+ community with 107 home sites in the "L" Section of Palm Coast. Ranging from 1,623 to 2,033 square feet, the homes offer a variety of floor plans. The community amenities include a pool, sun deck, cabana, and lawn care.

Reverie at Palm Coast

Reverie is the latest addition to the 55+ communities in Flagler County. Developed by Dream Finders Homes, it features 272 single-family homes ranging from 1,693 to 3,732 square feet. Reverie offers an active adult lifestyle with amenities like shuffleboard, bocce courts, and pickleball courts.

Huntington at Hunters Ridge

Part of the larger Hunters Ridge development, Huntington at Hunters Ridge is a cluster of non-gated 55+ neighborhoods. It comprises a mix of single-family homes and attached villas, totaling 320 units at buildout. The community amenities include full lawn and shrub service, internet and cable, and a fitness center. Huntington at Hunters Ridge is served by three builders: Maronda Homes, Freedom Homes (DR Horton), and Platinum Builders.

Exciting Developments on the Horizon

Freedom at Sawmill Branch

This gated 55+ community, developed by Freedom Homes (a division of DR Horton), is currently in progress within the Sawmill Creek development. With 411 single-family home sites, this community aims to offer an exceptional living experience akin to DR Horton's renowned Parkland Preserve in St. Augustine.

Radiance Development in Eagle Lakes

Kolter Homes is planning the impressive Radiance Development in Eagle Lakes, which will feature 458 non-age-restricted homes and 775 age-restricted homes. Known for their rich amenity centers with abundant tennis and pickleball courts, Kolter Homes promises an engaging and active adult lifestyle.

Matanzas Cove

With 50 approved homes, Matanzas Cove is set to become another attractive 55+ project. Developed by Seagate Homes, this community offers a peaceful and well-planned living environment within a natural setting.

Conclusion

Flagler/Palm Coast, Florida, offers a plethora of age-restricted housing options for individuals aged 55 and above. Whether you seek a quiet and secure retirement retreat or an active adult community with an array of amenities, there's something to suit every lifestyle preference. By exploring the various age-restricted communities mentioned in this guide, you can find the perfect place to call home and enjoy a fulfilling and enriching retirement in this beautiful part of Florida.

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